NDH Financial - Helping free you from the shackles of debt

If you have clicked this page, chances are you are seeking help with dealing with your debt. 

First of all, we want to assure you that you are not alone. We help thousands of customers find the financial solution they are looking for.

NDH Financial is a fully licensed insolvency practitioner who specialises in assisting individuals with personal insolvency solutions. Based in Stockport, we help thousands of people who are on their way to becoming debt-free. 

Though we specialise in individual voluntary arrangement (IVA) debt solutions, we understand debt is not a one size fits all situation. You can find information on other debt solution options in our learning hub.

The NDH Financial Promise

While every financial situation comes with no guarantees, we do have an NDH promise we make to all our customers:

  1. We promise to treat you with the dignity and respect you deserve.
  2. We promise to communicate with you at each stage of your journey so you know exactly what is going on at all times.
  3. We promise to support you in becoming debt-free.

We’re a fully licenced Insolvency practitioner who specialise in assisting individuals with personal insolvency solutions

Debts we can help with 

We can help our clients pay the following debts. We will work with you to assess your financial situation, and agree an affordable monthly payment to make to your creditors.

To find out more about Individual Voluntary Arrangements (IVAs) and how we can help you with the above payments, visit our learning hub, which has everything you need to know about debt solutions.

Start your debt-free** journey today

Get started with us using the 3-step process 

Step 1

Contact Us Today

The moment you are ready to begin the process, book in for your free IVA consultation. This is an informal, confidential conversation where we determine if an IVA is the right debt solution for you. We discuss your unique circumstances and outline the legal requirements of an IVA.

Step 2

Let Us Do The Hard Work

If you qualify for an IVA, our consultants will take you through the entire process. We understand you are busy and have other commitments, which is why we work around your schedule. 

During this stage, you will need to provide us with details of your financial situation. Once we have verified your details, you will be put in contact with one of our drafting officers who will prepare the required paperwork for your approval. 

After you have approved and returned the paperwork to us, your insolvency practitioner will contact your creditors and seek their approval for the IVA.

Step 3

Make Your IVA Payments

Once everything has been approved by your creditors, your IVA will come into effect. You will now have full legal protection and be set up with a monthly payment plan. The IVA period typically lasts five to six years, though you can apply to pay your IVA off early should you wish. Any remaining debt left when the IVA is completed will be written off.

Our commitment to you

At NDH Financial, we are committed to being:


At NDH Financial, we believe everyone has the chance to become debt-free. We are committed to supporting our customers on this journey, providing them with the tools and advice they need to free themselves from the chains of debt.


Discretion is our middle name. We keep all the information you share with us confidential and will aim to contact you at the times suitable to you and your schedule so you can speak freely with ease.


We appreciate the delicate nature of being in debt. It is something that can happen to anyone. We understand the stresses our customers face and go above and beyond to put their minds at ease.


We value our customers and treat them as human beings, not commodities. We build a relationship with them and put our heart and soul into improving their financial health.

At NDH Financial, we guarantee: 

  • Once the IVA is approved, you will no longer have to deal directly with lenders, our Insolvency staff will do this for you. 
  • A friendly team who are always on hand to provide you with advice and answer any questions you might have. 

Apply today and free yourself from debt.

Grab your no-obligation consultation today!

NDH Financial will provide you with initial information and consultation with no obligation to proceed. A charge would apply if you were to proceed and go ahead with an IVA debt solution, which is then approved by your creditors. 

More details on the fees will be provided during the process, once we have assessed your circumstances, and the payment you can afford to make to your creditors, however, our website contains a guide to how the fees in an IVA work.

Do You Have More Questions?

Our IVA Learning Hub Can Help

We know you might have questions and that’s fine.

We can answer most of those on our call.

But we’ve also built our learning hub so that you can learn more about an IVA and see if one is right for you.

Click below to check it out.