Suffering from debt and bad credit is an incredibly difficult situation, and it can feel like an impossible hole to dig yourself out of. Thankfully, we offer a debt solution that offers an alternative to bankruptcy through online assessment and monthly payments: an Individual Voluntary Agreement (IVA). Are you interested in taking out an IVA but […]

When you’re struggling with any level of debt, it can feel impossible to get yourself out of it. All types of debt can easily become overwhelming, and, with negative impacts on credit scores, you might be wondering where to turn. One of the more popular options when it comes to debt solutions for people in this […]

If you are entering an individual voluntary agreement (IVA), you may be concerned about your personal independence payment (PIP) being taken away. Without PIP, you may not be able maintain a comfortable standard of living, due to the expenses associated with your condition. May not be suitable in all circumstances.Fees apply. Your credit rating may […]

If you have had threats from bailiffs, it can be stressful and worrying. However, it is important to make sure you do not panic, as there are options available to you, and one avenue you may want to consider is taking out an IVA. What sort of debts do bailiffs collect? There are a number […]

If you have decided that entering into an IVA – Individual Voluntary Arrangement –  is going to be the best thing for your current financial situation, you may be wondering whether or not you are going to be able to keep your vehicle. If you enter into an IVA you will typically be allowed to […]

If you are thinking about setting up an IVA, you will want to know how long it will take to do so. Setting up an IVA will typically take between four and six weeks. There are a number of steps involved, so it is imperative to keep this in mind.  Once you have contacted an […]

If you have debts to pay off, determining the best repayment option can be a challenging decision. There are a number of options available, and your selection will probably be impacted by how much money you owe, as well as the amount of money and assets you have to your name. One option available is […]

In the event that you file for an Individual Voluntary Arrangement, what are your chances of success? Is it possible to turn it down? And what happens if your application is turned down? Can IVA Be Refused? Yes, this is a possibility, however, as any application for an IVA must be submitted through an Insolvency […]

An IVA, which is short for Individual Voluntary Arrangement, is a legally binding and formal agreement between yourself and your creditors to pay your debts back over a specified time period. This is set up by an IP – insolvency practitioner. While there are a number of benefits that are associated with entering into an […]

If you are in debt, then you may be torn between opting for an IVA or a DRO (debt relief order). This is understandable, but there are things that you can do to try and make things easier on yourself. One of the steps that you need to take is understanding the difference between an […]